FREE ATM Fees!

            

ATM Features

General

Q: What is an ATM surcharge fee?
A: Commonly referred to as a surcharge (also known as a convenience fee), this is the fee the owner of the ATM machine assesses to all "foreign" cardholders (i.e., someone that is not a customer of the institution owning the ATM). Surcharges at most ATMs are typically between $1.50 and $3.50.

Q: How can I sign up for FREE ATM fees?
A: Incredible Bank's national surcharge-free ATM service is available to the customers of Incredible Bank.

ATM Usage

Q: I used an ATM and the "surcharge message" screen said I would be assessed a surcharge for the transaction I was attempting. Will I be charged?
A: You will be charged initially. Your account will then be reimbursed the amount of the fee automatically.

You should continue the transaction by answering "yes" on this screen.

Q: Are there any limitations to how many times I can use an ATM?
A: Yes. Customers are allowed three ATM transactions per day with a $500 daily limit.

IncredibleBank, a division of River Valley Bank, is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Click here for more information.

This account is a high yield checking account which includes e-statements and free ATM transactions. Other features that can be added free of charge are mobile banking and on-line bill pay.

*Annual percentage yield.

*Incredible Checking


*Incredible C0D - NOT CURRENTLY ACCEPTING APPLICATIONS


Luxury Expenditure Policy

INCREDIBLEBANKSM and YEAH, IT'S THAT GOODSM are service marks of River Valley Bank. All other brands and product names are trademarks of their respective owners.