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Credit Cards


Experience more from your credit portfolio with an IncredibleBank credit card for personal or business use. We offer cards with a variety of features to match your needs. For more information on our credit card suite of products, read below or click "Apply Now" to compare features and options. 

No matter which card you choose, you’ll enjoy important features like:

  • Award-winning expense management tools
  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more!

For questions, customer support, to report a lost or stolen card or suspected fraud, please call 866-323-3587.

For international assistance, please call +1 701-461-0628.


Credit Cards for Consumers 

Save with a longer intro rate.


Visa® Platinum Card

Save on interest with an extended introductory rate and pay down other credit card balances faster. More


    Earn valuable rewards.


    Visa® Bonus Rewards Card

    Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back 1 after your first purchase. More



      Visa® Bonus Rewards PLUS Card

      Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month. Plus get $50 cash back 1 after your first purchase all with a low annual fee. More


      Cash Rewards American Express® Card

      Earn cash back 1 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back 1 after your first purchase. More



        Travel Rewards American Express®  Card

          Earn great rewards faster with 3X reward earnings on airline net purchases, 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $75 cash back 1 after your first purchase all with a low annual fee. More


          Build your credit. 2


          Visa® College Rewards Card

          Get off to the right start with a great rate and manageable credit line, plus earn rewards on your everyday spending. More



            Visa® Secured Card

            Start building (or rebuilding) your credit history, even if you’ve been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee. More



            Credit Cards for Businesses

              Earn valuable rewards.


              Visa® Business Cash Card

              Earn cash back 1 every time you use your card: 3% on office supply store net purchases and phone/internet services, 2% on restaurant and gas net purchases, and 1% on all other eligible net purchases, plus get $25 cash back 1 after your first purchase. More


              Visa® Business Bonus Rewards Card

              Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month, plus get $25 cash back 1 after your first purchase. More


              Visa®  Business Bonus Rewards PLUS Card

              Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month, plus get $50 cash back 1 after your first purchase all with a low annual fee. More


              1 Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

              2 Late payments and going over the credit limit may damage your credit history.

              The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.