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Win Up to $500* in our “DoubleUP Mobile Deposit” Sweepstakes!

Deposit a check through your smartphone from October 15 through November 15, 2018 and IncredibleBank could double your deposit!

If you haven’t tried it yet…Mobile Deposit is a fast, easy, and safe way to deposit a check. At any time, from wherever you are, you can deposit a check into your account with the snap of your smartphone.

Just use the IncredibleBank mobile app to deposit a check using the “Mobile Deposit” feature between 10/15/18-11/15/18 and you’ll be entered into the DoubleUP Sweepstakes!** We’ll select four random winners and double their deposits!
You could win up to $500* just in time for holiday shopping!

Click here for Official Rules & Regulations

Step-by-Step Mobile Deposit Instructions

View this video tutorial to see how easy it is to make a mobile deposit with the IncredibleBank mobile app.

Mobile Deposit FAQs

New to Mobile Deposit? We’ve collected a list of common questions to jumpstart your Mobile Deposit comfort level!


Is there a daily limit on how much I can deposit?

There is a deposit limit of $5,000 per day.

Is there a limit to how many checks can be deposit each day?

There is a limit of 10 checks per day.

What are the requirements to qualify to use Mobile Deposit?

You must have an active IncredibleBank account with online banking access via our Android or iPhone app.


How do I endorse my check for Mobile Deposit?

Sign the back of your check. After your signature write the phrase: “For Mobile Deposit Only.”

What do I do with the physical check after I deposit it with Mobile Deposit?

Securely store and maintain all original checks for a period of fifteen (15) days (or longer if requested by us) for personal customers and ninety (90) days (or longer if requested by us) for business customers after you have received notice from us that the Electronic Items have been accepted for processing or rejected.

Are funds deposited with Mobile Deposit available immediately?

Funds are not immediately available. If a deposit happens before 6 PM CT on any business day, the funds will be available the following business day. If a deposit happens after 6  PM CT on any business day or weekend, the funds will be available on the second business day.

How long does it take for checks to clear through Mobile Deposit?

It takes 1-2 business days for checks to clear through Mobile Deposit.

Are there any kinds of checks not allowed (government-issue, cashier’s check, etc.)?

  • Money orders, savings bonds, non-negotiable items
  • Checks made payable to “Cash”
  • Checks that have been altered, post-dated, stale-dated, or are incomplete
  • Checks drawn on a foreign financial institution or in a foreign currency
  • Checks that do not have a payer signature and/or are not endorsed
  • Other items as per our sole discretion

Can I deposit checks from other countries?

Only checks issued from financial institutions headquartered in the United States are able to be deposited through Mobile Deposit.


More questions about Mobile Deposit or Mobile Banking? Contact us today!


*Eligible winners will receive a deposit into their IncredibleBank account. The prize value of the deposit will match the value of the mobile check deposit entry, up to a maximum of $500. The total prize value is dependent on the four winning entries that are randomly drawn, up to a maximum of $2,000. Prizes are not transferable and will be awarded by Wednesday, November 28, 2018. The winners are solely responsible for reporting and paying applicable state and federal taxes. If a winner is disqualified, IncredibleBank reserves the right to conduct another drawing to determine an alternative winner or not to award that winner's prize, in its sole discretion.

**IncredibleBank Mobile app is available for Apple® or Android mobile devices. Message and data rates apply. Visit for terms, conditions and details. Apple® and the Apple® logo are trademarks of Apple® Inc., registered in the U.S. and other countries. App Store® is a service mark of Apple® Inc. Android and Google Play are trademarks

Mobile Banking Ups the Incredible Factor of your New Checking Account!

Bravo for taking advantage of IncredibleBank’s new checking account promotion! Pairing your checking with our mobile app is the best next step to managing your account. With just a click or two on your mobile device, you can:

Check Your Balance
Transfer Funds
Pay Bills
Pay A Person
Deposit Checks


Click here for more details, tutorials and videos on the IncredibleBank mobile app! Or, call us at 1-877-261-4750.

Discover why it’s better to bank with the IncredibleBank mobile app. Search for “” in your app store and download it for free from the App Store or Google Play .

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