Luxury Expenditure Policy

IncredibleBank, a division of River Valley Bank, is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. Click here for more information.

*Annual percentage yield.

*$0-$250,001 earns 2.02% APY. Above $250,001 earns 1.00% APY.

*Rate offered as of 10/26/09.

*$1,000 minimum deposit to open the account.

*Fees may reduce earnings. (Schedule of Fees)

*Rate subject to change without notice.

INCREDIBLEBANKSM and YEAH, IT’S THAT GOODSM are service marks of River Valley Bank. All other brands and product names are trademarks of their respective owners.