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Incredible Home Loans

Keep hunting for your dream home…because while rates might be on the rise, it's still a great time to buy.

In the meantime, IncredibleBank wants to make the rising rate environment a little easier on you. That’s why we’re offering…

…a rate as low as 5.675% Annual Percentage Rate (an interest rate of 5.00%)*!

Plus, with IncredibleBank, you have the option to close fast with our 20-day close option!

Apply now or contact an IncredibleBank mortgage lender to learn more and get started!

Contact an IncredibleBank Mortgage Lender

Learn more about IncredibleBank Mortgages

20-day close option

Adjustable Rate
Annual Percentage Rate (APR)
Initial Interest Rate
Initial Rate Period
(Thereafter variable) First Adjusted Interest Rate

10/1 ARM*



10 Years


* ARM loans are variable rate loans; interest rates and payments may increase after consummation.
Displayed rates assume a 10/1 ARM with a term of 30 years for $250,000. Your monthly payments for years 1-10 would be $1,342.05 and for years 11-30 monthly payments would be $1,546.24 (since the index in the future is unknown, the First Adjusted Interest Rate displayed is based on the current index plus the margin). Payments do not include taxes and insurance and the actual payment obligation will be greater. Rates are determined based upon credit score and other factors and are subject to change. Other terms available. Subject to credit approval.

Rates apply to new mortgage applications secured by 1-4 family primary and secondary residences located in the following counties: Wisconsin – Dane, Sauk, Rock, Jefferson, Columbia; and Florida - Manatee, Sarasota, Charlotte, Lee, Collier. Offer runs through applications submitted on or before 12/31/2022 or as long as designated funds are available. Offer subject to change without notice.


Planning some home improvements or looking for a lower rate? Maybe you’d like to pay off your loan sooner or access the equity you’ve built up for another purpose. Refinancing your existing mortgage may be the best option. Speak with our experienced home lenders for information on how we can help you meet your needs.

Get Started on Your Journey

Overhead view of houses in a neighborhood with one house still being built and two empty lots

New Construction

If you’re looking to build your new home, you have a lot of decisions ahead of you – from flooring to cabinets to paint colors and more. Here’s one decision you can take off your plate: your lender. At IncredibleBank, we offer a single-close construction loan that allows you to lock in your rate up front, a one-time qualification process, and reduced closing fees. Now to pick out your appliances…

Get Started on Your Journey

Just Looking

Thinking about buying or building? That’s a great time to talk to a lender. Our home lenders will talk you through the process, learn about your goals, and get you pre-approved for a loan. A mortgage pre-approval will help you understand your budget and even more importantly, help put your offer at the top of the pile if you do find a house and make an offer.

Get Started on Your Journey