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Compare Checking Accounts

With all the options out there, we're here to make choosing your checking account simple. Compare our accounts options, choose the right one for you, and open your account!

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Choose the Checking Account That's Right For You

IncredibleBank Checking IncredibleBank Checking Plus
What type of checking account is it? Everyday Checking Account High-Yield Checking Account
This account is for you if... You're looking for a simple account to manage your every-day finances. You carry a higher balance and want to be rewarded with interest.
Minimum to Open No required minimum No required minimum
Minimum Balance $0 $10,000 to avoid $10 monthly maintenance fee
Mobile Banking
Online Banking
Maintenance Fees None $10 if average ledger balance drops below $10,000
Access to Over 30,000 ATMs
VISA Debit Card
eStatements Available
Earns Interest
Free Paper Statements
Free Incoming Wires

IncredibleBank Checking Account 
IncredibleBank Checking Plus

Your Social Security Number

A Valid ID

A driver's license or other government issued ID

Account and Routing Number

From your current banking relationship, these will help fund your account

All Our Checking Accounts Include:

Access to Over 30,000 ATMs

View which ATMs across the country(Opens in a new Window) are no-fee for you!

Industry-Leading Mobile App

Pay your bills, transfer money, view your statements, and more on the IncredibleBank mobile app.

Visa® Debit Card

Use this card to withdraw funds from over 30,000 ATMs across the country, no fee included.

Unlimited Debit Card Transactions

Use your IncredibleBank Visa® Debit Card as many times as you'd like with no repercussions!

Mobile Deposits From Anywhere

Deposit your checks remotely with our mobile app! To learn how, click the link below.

Online Bill Pay

Set up automatic payments to reoccurring bills, to make your life easier and spend less time thinking about bills.

Unlimited Check Writing

Yes, we get the irony. It's sort of the opposite of online bill pay, but a lot of people still write checks, so write away.

24-Hour Telephone Banking Access

Simply dial 866-777-7872 for touch-tone banking information about your online checking account.


Save a tree and sign up to have your statements sent to you via email.

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How To Open Our Online Checking Account


Tell Us About Yourself

We'll need some information from you like name, address, and birth date to open your IncredibleBank online checking account.


Deposit Funds

Make your opening deposit! You can fund from an external bank account, another IncredibleBank account, cash, or check.


Download Our App

Be sure to download our industry-leading mobile app to take your IncredibleBank experience to the next level!