Cash Management Solutions
Smart Tools. Simple Processes. Real People.
Comprehensive Cash Management Solutions Designed to Protect and Empower Your Business
Running a business takes focus. Our tools help you stay in control of your money—without getting buried in the details. From fraud prevention to payroll and HR, we offer solutions that work together to support your goals.
Need to send or receive payments? Want to protect your accounts? Just looking for someone who’ll pick up the phone when you call? We’ve got all of that—backed by the Incredible Customer Experience™ you know and trust.
What would you like to do today?
Send or receive money
Manage cash flow with tools like ACH, wire transfers, Remote Deposit Capture, IB Payroll — a full-service payroll and HR solution.
Protect your money
Guard your accounts with Positive Pay, fraud alerts, spending controls, and other smart security tools.
Speak with a business banker
Ready to take control of your business finances? Talk with a dedicated banker who can tailor solutions specifically for your goals and challenges — no pressure, just real help.
Wisconsin
Christopher Ashburn
VP Cash Management
Wausau
Phone: 715-348-1458
cashburn@incrediblebank.com
Titus Langlois
Cash Management Sales Officer Middleton
Phone: 608-203-9802
tlanglois@incrediblebank.com
Florida
National
Common Cash Management Questions
Running a business comes with big questions. Here are a few we hear most often.
What is Business Cash Management?
Business Cash Management helps you coordinate and optimize your financial resources to keep your business running smoothly. With the right tools, you can track cash flow, manage payroll, send and receive payments securely, and plan for the future.
What is a wire transfer? How long does it take?
A wire transfer is a fast, secure electronic payment that moves money between bank accounts — even internationally. Domestic transfers usually complete within a business day; international transfers may take 1–5 business days depending on banks and holidays.
What is an ACH payment?
An Automated Clearing House (ACH) payment is an electronic funds transfer method that lets your business pay vendors, process payroll, reimburse employees, and more through the nationwide ACH network. Learn more about sending and receiving payments here.
What is Positive Pay?
Positive Pay is a fraud prevention service that protects your business from check fraud by matching checks presented against those you’ve authorized.
What is IB Payroll?
IB Payroll goes beyond payroll—it’s a full-service HR and workforce management solution powered by Fingercheck. From automated tax filing and secure direct deposit to time tracking, PTO requests, and employee self-service tools, IB Payroll simplifies the way you manage your team—all from one easy-to-use dashboard.
Banking Solutions for Your Business
Simple money management, wherever you go.
Mobile App
Stay connected to your business accounts with our powerful mobile banking app — check balances, deposit checks, and transfer funds anytime.
Business Checking
From basic banking to advanced features, our checking accounts support your business operations — with the tools you need to grow.
Business Credit Cards
Manage expenses and maximize rewards with flexible credit card options built for your business's daily needs and future plans.