Mobile Banking

 

Digital Connectivity At Your Fingertips

Bank on the go, when and where you want.

Mobile Banking allows you to securely manage your finances from nearly anywhere with a few taps or swipes on your phone or tablet. With the IncredibleBank Mobile app enjoy the convenience of:
  • Touch ID login access
  • Mobile deposit
  • Mobile bill pay
  • Person-to-person payments
  • Mobile wallet
  • Geolocate the nearest surcharge-free MoneyPass™ ATMs
Search for "IncredibleBank Mobile" and download the app for free from the Apple App Store or Google Play  Use your online banking ID and password to log in.
 
 

Mobile Banking User Guide

This mobile user guide is your one-stop-shop for everything IncredibleBank Mobile.

Setting Up

Complete these steps to set up the mobile app. You can create a IncredibleBank Mobile account whether you have an online banking account or not!

  1. Open IncredibleBank Mobile.
  2. Choose a situation and follow the corresponding step.
    Situation Step
    Already have an online banking account.
    Enter your online banking ID and password, select "Sign in".
     
    Continue to step 3.
    Do not have an online banking account.
    Select First time user? Enroll now.
     
    Create an online/mobile banking profile by entering a SSN or EIN, in addition to an account, phone number, and email address.
     
    Continue to step 3.
  3. When the Secure your account screen appears, complete the form details to set up two-factor authentication.
    • After entering the details, select Next.
    • Enter the verification code sent from the app. If you do not want to receive the code via SMS, select Get your code another way for alternative methods.
    • Select Verify.
    • Select OK.
  4. When the User Agreement appears, select Accept.
  5. Choose a situation and follow the corresponding steps.
    Situation Steps
    Logging on using an existing online banking account. Continue to step 6.
    Creating an online banking/mobile banking account.
    1. Create credentials by entering information in the Username and Password fields.
      1. Select Username rules or Password rules to see restrictions on information that can be entered in the Username and Password fields.
    2. Select Next 
  6. Create a passcode, and then confirm it by entering it again on the following screen.
    When logging into the app, you can enter the wrong passcode five times before the app removes all data from the device and requires you to reauthenticate.
The tutorial appears. You can view the tutorial or select Skip to go directly to the dashboard.
 
 
 
 
 
With IncedibleBank Mobile, you can sign in to multiple user profiles and quickly switch between them by using a pin instead of entering a username and password.
 
Adding an additional profile for the first time
  1. Select the main menu.
  2. Select Add profile iconthe plus next to the username.
  3. Select Add profile.
  4. Accept the user agreement.
  5. Sign in to the second profile.
  6. If prompted, answer the security question. If not, continue to the next step.
  7. If prompted, complete the profile information in the form, and then select Done.
  8. Enter a pin for the new profile.
Adding subsequent profiles
  1. Select the main menu.
  2. Select Switch next to the username.
  3. Select Add profile.
  4. Accept the user agreement.
  5. Sign in to the additional profile.
  6. If prompted, complete the security question. If not, continue to the next step.
  7. If prompted, complete the profile information in the form, and then select Done.
  8. Enter a pin for the new profile.
Switching profiles
  1. Select the main menu.
  2. Next to the current username, select Switch.
  3. Select the profile you want.
  4. Enter the pin or use the fingerprint authentication if prompted.
Removing a profile
  1. Select the main menu.
  2. Select Switch.
  3. Select Minus sign within a circleminus at the bottom of the list.
  4. Select Remove.
 
 
Get personal with your finances and rearrange the dashboard to your liking.
 
  1. From the menu, tap Dashboard.
  2. Scroll to the bottom of your screen and select Organize Cards.
    If using an Android™ device, you can also touch and hold the title area of a card until the card organization screen appears.
  3. There are several actions you can take to customize the cards on the dashboard.
    Actions Steps
    Remove a card. Tap X symbolthe x on the card you want to remove.
    Add a card.
    1. Tap Add Cards.
    2. Scroll to the card you want to add and tap Add.
    Move a card.
    1. Touch and hold the title of a card.
    2. Slide your finger to reposition the card.
    Change the size of a card.
    1. Tap the bottom right corner of the card where the card shows Summary View, Standard View, or Expanded view.
    2. Choose a size: Summary, Standard, or Expanded view.
 
 
You can chat with a customer service representative through our fully encrypted conversations feature!
 
  1. Choose a starting point from which to access the Messages screen.
    • Select Messages from the slide-out main menu, or find the Messages section of the dashboard, and then select the new conversation iconConversation bubble.
    • Select Conversation from the support section of the dashboard or the support section of the slide-out main menu.
  2. Enter a message in the text field to begin a conversation with a customer service representative.
    If needed, you can attach files by selecting the attachment optionAttachment icon: It is a plus sign within a circle..
  3. Select Send.
 
 
Almost anything you do with your  browser-based online banking, you can accomplish using IncredibleBank Mobile.
 
Changing the account nickname
  1. Select an account from the Accounts section on the dashboard.
  2. Select Settings.
  3. Select Rename.
  4. Type the new name in the text box, and then select Save.
Changing the order of accounts
  1. Choose a starting point.
    • Begin from the Accounts section on the Dashboard.
    • Begin from the Accounts screen.
  2. Select Two small arrows: One pointing up and one pointing down. Together, they create the icon to select if you want to reorder accounts.Organize Accounts.
  3. Drag and drop the accounts on the Organize accounts screen to choose the order of appearance.
 
 
 
 
 
You can only add external institutions as aggregated accounts if the institutions are supported, and the list of supported institutions changes over time.
 
  1. Select Accounts on the menu, or find the Accounts card on the Dashboard.
  2. Select the plus sign.
  3. Select Connect an institution.
  4. Enter the financial institution's name in the Search for Institution field.
  5. Select your financial institution and enter your online banking credentials in the Username and Password fields.
  6. Select Continue.
 
 

With IncredibleBank Mobile can create one-time transfers, future-dated transfers, and recurring transfers.

  1. Open the app menu and select Transfer.
  2. Select Make a transferIf prompted, answer the security question and select Submit. If not, continue to the next step.
  3. Select the account you want to transfer funds from, and then select the account you wish to have the funds transfer to.
  4. Enter the transfer amount.
  5. Choose a situation and follow the corresponding steps.
Situation Steps
Creating a one-time transfer Select Submit.
Creating a one-time scheduled transfer
  1. Select More options.
  2. Select the Date field.
  3. Select a date for the transfer if you want something other than the Soonest available default.
  4. Select Submit.
Creating a recurring transfer
  1. Select More options.
  2. Select the Datefield.
  3. Select a date for the repeating transfer to start.
  4. Change the Frequency field.
  5. Select Submit.
 
 
  1. Tap Deposit from the menu.
  2. Select Deposit a Check and enter the amount.
  3. Tap Continue.
  4. Select the account you would like to deposit funds to.
    The Check Front capture screen appears.
  5. Center the check front in the capture screen, tap the screen to capture, and hold your device steady while the auto focus completes.
    After a short wait time, a preview screen appears.
  6. Tap Continue.
    If need tap Retake to replace your capture with a new one.
  7. Use the same method to capture the check's other side, and then tap Continue.
    Your deposit information appears.
  8. Tap Submit.
 
 

Bill Pay

Adding Payees
  1. Go to the Payments screen and tap the plus sign n+ext to Payees.
  2. Tap the type of payee to add.
    • Company
    • Person
  3. Enter the form information and tap Continue or Submit when finished.
Making Payments
  1. Select the menu, and then select Payments.
  2. Select Make a Payment, and then select the merchant or person you would like to pay.
  3. Select an account to take funds from, and then input the Amount.
  4. Choose when to send the payment, and then select the desired date (processing date for the payment).
  5. Choose a situation and follow the corresponding steps.
    Situation Steps
    Choose a date from the list in the Send now section.
    1. Select a date.
    2. Continue to the next step.
    Choose a date by selecting Schedule a date in the Send later section.
    1. Select Schedule a date.
    2. Select a date from the calendar.
    3. Select Confirm.
  6. Set the relevant interval for the Frequency field if a recurring payment is desired.
    1. Select the desired range for the Starts and Ends fields.
  7. If desired, include a memo to the payee or a personal comment in the Notes field.
  8. Review the payment information, and then select Submit.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Managing Debit Cards

Worried you misplaced or lost your card, IncredibleBank Mobile puts the ability to temporarily suspend a card in your hands!

In addition to using this method, you can also activate and deactivate cards from the dashboard using the Manage Cards card.

  1. Select Accounts > [Account Name] > Manage Cards.
  2. Select the appropriate card.
  3. Select the toggle next to the card name to deactivate the card temporarily.
    1. Once you locate your card, simply toggle next to the card again to activate the card. 
 
 
We are very excited you received your new IncredibleBank debit card, to activate follow the simple below steps:
 
  1. Select Accounts > [Account Name] > Manage Cards.
  2. Select the appropriate card.
  3. Select Activate New Card > Activate.
 
 
If you have lost your debit card can report the loss through the mobile app. Using this feature the card becomes temporarily unusable and when you report a card as lost, you will no longer be able to manage the card from the mobile app.
 
If you think you may find your debit card - consider only temporarily suspending the card card.
 
  1. Select Accounts > [Account Name] > Manage Cards.
  2. Select the appropriate card.
  3. Select Report Lost/Stolen.
  4. Select Card Lost.
    1. Please contact us if you find your lost card.
 
 
If you have had your card stolen, you can report it through the mobile app. A card reported as stolen becomes permanently disabled and you will no longer be able to manage the card from the mobile app.
 
  1. Select Accounts > [Account Name] > Manage Cards.
  2. Select the appropriate card.
  3. Select Report Lost/Stolen.
  4. Select Card Stolen.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Recovering an IncredibleBank Mobile Account

Recover mobile account access if you have forgotten username or password.

  1. At the sign-in screen, select "Forgot?" beneath the Username and Password fields.
  2. Complete the information in the form, and then select Next.
  3. Choose situation and follow the corresponding steps.
    Situation Steps
    Not an existing mobile user, but has online banking credentials.
    1. Complete the information in the Email and Phone fields.
    2. Select Next.
    Existing mobile user.
    1. Enter the two-factor authentication code sent via SMS, and then select Verify.
  4. Choose a situation and follow the corresponding steps.
    Situation Steps
    Select Sign in. Return to the sign-in screen and enter credentials.
    Select Reset password.
    1. Create a new password.
    2. Select Update.
  5. Read the user agreement, and then select Accept.
  6. Create a passcode.
The tutorial appears. Select Skip to bypass the tutorial.