InFocus Money Market Account
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Grow Your Savings With Flexibility and Higher Returns
A Money Market Account should work harder for you — especially when you’re saving with intention.
With the InFocus Money Market Account, you’ll earn competitive tiered interest on higher balances, keep your funds liquid, and stay in control with tools that make managing your money effortless.
It’s a smarter way to save when you’re ready to take the next step beyond a basic savings account.
Earn More with Tiered Interest
Higher balances earn higher rates. Check today’s Money Market APY tiers to see how much your savings can grow.
Get Started with Just $25
Open your account with a low initial deposit — and start earning interest right away.
*Keep a $2,500 daily account balance to have the $10 monthly maintenance fee waived.
Your Money, Always Within Reach
Use your IncredibleBank Visa® Debit Card at 30,000+ fee-free ATMs for quick access to cash wherever life takes you.
Why Choose the InFocus Money Market Account?
Smart Tools to Keep You Moving
Stay connected to your savings with mobile banking that lets you deposit checks, transfer funds, and track your balance anytime.
Flexibility Without the Guesswork
Make deposits or withdrawals as life happens—your money market keeps your funds accessible and earning, without locking you in.
Your Savings, Safeguarded
Your account is protected with 24/7 information security and FDIC insurance, so your money stays safe while it grows.
Take Control of Your Savings Today
Your InFocus Money Market Account makes it simple to grow your funds while staying flexible. Small steps, big impact — start building toward your goals now.
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With Growth, Comes Opportunity
Saving for college
Setting aside funds for your next motorcoach adventure
Planning for retirement
Purchasing a second home
Building a trust or inheritance
Keeping flexible funds ready for major life decisions
Start Your Money Market Journey
1
Tell Us About Yourself
Complete a quick online application securely—no branches or paperwork needed.
2
Make Your First Deposit
Fund your account with just $25!
3
Download Our App
Easily track balances, transfer money, and monitor your earnings using the mobile app or online banking.
Frequently Asked Questions
What is an InFocus Money Market Account?
An InFocus Money Market account is a higher-yield savings account that offers tiered interest based on your balance, while keeping your funds accessible for day-to-day needs or larger financial goals.
What is the minimum deposit to open an InFocus Money Market Account?
You can start with as little as $25, making it easy to begin growing your savings right away.
Is there a monthly maintenance fee for this account?
Yes, the account has a $10 monthly maintenance fee, which can be waived when you maintain a minimum daily account balance of $2,500.
Can I access my money in person or only online?
Is the InFocus Money Market FDIC-insured?
Yes. All IncredibleBank deposit accounts are FDIC insured up to the standard limits.
Who is this account best for?
It’s ideal for customers who maintain higher balances and want stronger returns than a standard savings account while keeping their funds liquid.
Can I link this account to other IncredibleBank products?
Yes — you can link your Money Market account to your checking or savings accounts to easily transfer funds and set up sweeps that help manage your balances.
How do APY tiers work for the InFocus Money Market?
The interest rate increases as your balance moves into higher tiers. Check our current Money Market APY rates to see how much you can earn at each level.
