What's Important To You?

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards, or begin building your credit history, we have the ideal card for you!
No matter which card you choose, you'll enjoy important features like:
  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Award-winning expense management tools
  • EMV Smart Chip Technology for maximum security
  • Mobile wallet capabilities
  • Plus much more!




Choose the credit card with the features you want.

 

Visa® Platinum Visa® Everyday Rewards+ Visa® Max Cash Preferred Visa® Secured Visa® Max Cash Secured Visa® College Real Rewards
REWARDS EARNED GREAT FOR LARGE EXPENSES EARN MORE ON FREQUENT SPEND POWER TO CHOOSE & EARN BUILD YOUR CREDIT BUILD CREDIT & EARN REWARDS FOR STUDENTS 
  • 5% cash back on two categories you choose4
  • 2% cash back on one everyday category
  • 1% cash back on all other eligible purchases




  • 4X points on dining, take-out & food delivery1
  • 2X points at grocery stores, grocery delivery, gas stations & streaming services
  • 1X point on all other eligible spend





  • 1.5X points for every eligible net $1 you spend.8
  • No caps or limits on the points you can earn, 
  • 2,500 bonus rewards points awarded after first purchase9, redeemable for $25 cash back, merchandise, gift cards or travel savings.





REDEEM REWARDS





Cash Back3


Merchandise and Gift Cards



Travel



No rewards expiration for active cardmembers5



5 years to redeem for rewards1



BENEFITS





Transfer balances from higher rate credit cards




Enjoy peace of mind with zero fraud liability6, emergency card replacement, free credit score7 and 24/7 live US-based customer service

Visa® Platinum
 
Visa® Everyday Rewards+
Visa® Max Cash Preferred
Visa® Secured
 
Visa® Max Cash Secured
Visa® College Real Rewards























































The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).


1Everyday Rewards+ Card: You will earn 1 Point for every dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn additional Points for the following: You will earn 3 additional Points for every dollar in eligible net purchases during each billing cycle at merchants classified as a restaurant, fast-food restaurant or bar. You will earn 1 additional Point for every dollar in eligible net purchases during each billing cycle at merchants classified as gas station, grocery store, supermarket or qualifying streaming subscription service. Refer to program rules for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Points expire five years from the end of the quarter in which they are earned.
2If you’re approved for a new Everyday Rewards+ Card, one-time 15,000 bonus points will be awarded after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.
3Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption).
4Max Cash Preferred Card: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.
5If you’re approved for a new Max Cash Preferred Card, one-time $150 bonus will be awarded for redemption after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.
6Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
7Free credit score access is available through online account access only. The free VantageScore® Credit Score is for educational purposes only and is not used by Elan Financial Services to make credit decisions.
8 College Real Rewards Card: You will earn 1.5 Reward Points for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back).
9 Rewards points can be redeemed as a cash deposit to a checking or savings account with this Finacial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Monthly net purchase bonus points will be applied each billing cycle.

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.©2021 Elan Financial Services