Floor plan lending plays a critical role in how dealers and manufacturers manage inventory, support sales, and maintain profitability.
At IncredibleBank, our floor plan financing experts understand the unique needs of dealers and the industries they serve. We work with commercial vehicle and equipment dealers across the country to provide inventory financing solutions that support steady growth and strong inventory management.
Our team brings deep experience in dealer banking services and manufacturer-supported floor plan lending programs. We help dealers navigate financing options, manage seasonal inventory cycles, and maintain the flexibility needed to grow their business.
Manufacturers also rely on IncredibleBank to implement floor plan lending programs that support their dealer networks and strengthen sales nationwide.
Floor plan financing is a type of inventory financing that allows dealers to purchase vehicles or equipment using a revolving line of credit secured by the inventory being sold.
Floor plan lending is commonly used by commercial truck dealers, equipment dealers, vehicle manufacturers, and specialty vehicle dealers who need financing to maintain inventory and support ongoing sales.
Dealers use a revolving credit line to purchase inventory. As vehicles or equipment are sold, the dealer repays the balance, freeing up funds to finance additional inventory.
Floor plan financing is widely used in industries that sell high-value equipment or vehicles, including commercial truck dealerships, heavy equipment dealers, construction equipment dealers, bus dealers, and emergency vehicle dealers.
Yes. IncredibleBank partners with manufacturers to create national floor plan lending programs that support dealer networks and stimulate sales across the country.
A member of our team will contact you within one business day.
