Open Your Checking Account Online

If you’re opening an IncredibleBank checking account online and you’ve gathered all your documentation beforehand, you'll likely be able to complete the application in 5 minutes (or less). We will then reach out to you within 1-2 business days on the status of your application and account information. If your account is approved, we will issue your account number, and you will receive your IncredibleBank debit card within 7-10 business days.

You will need to provide at least one form of government-issued photo ID to open your checking account. Examples include: driver's license, passport, or state-issued ID. We will also ask you to provide personal identification information like your date of birth, physical address, phone number and social security number. If the address on your application does not match your ID, then you may also be asked to provide a piece of mail with your name on it for proof of address.

We recommend three different ways to deposit cash into your online bank account:

IncredibleBank is a participant in the MoneyPass® ATM Network, meaning that are customer have access to 30,000+ fee free ATMs nationwide. To find an ATM near you, you can use your IncredibleBank app or visit the MoneyPass® ATM website.

Yes, we do allow minors to open a checking account online. One option is to open a Chill Checking account, which is our student checking. This account has no minimum to open, no minimum balance requirements, and does not allow the minor to overdraft their account. And the best part...they get their Netflix® paid for!

Yes, you can apply for as many accounts as your heart desires.

To use your debit card with your checking account, you must first activate the debit card. When you receive your debit card in the mail, call the number listed on the card (Within US: (800) 290-7893, Outside US: (206) 624-7998), identify yourself, set your PIN number, and you're all set! You can then use your debit card to withdraw cash from your checking account at ATMs, make in-store purchases at most retailers, or use your card information to pay for items online.

To transfer money from another bank account to your IncredibleBank checking account, simply use the transfer feature in your IncredibleBank online banking or mobile app. Go to the menu, select transfer, select add an external transfer account, enter the external account information, and specify the dollar amount you would like to transfer. More information and detailed instructions can be found on our mobile banking page.

There are many different types of fraud, and as such, IncredibleBank protects it's customers from fraud in many different ways. We require two-factor authentication for all of our digital tools, which helps keep usernames and passwords safe from fraudsters. We use encrypted forms of communication to keep customer information out of the hand of scammers. We have firewall and security protocols in place to prevent hackers trying to steal your data. And lastly, in accordance with Federal Reserve Regulation E, we will even cover certain fraud losses due to unauthorized electronic transactions.