Accept Payments Anywhere—No Hardware Required

Tap to Pay made easy with Tap2Local™—helping local businesses accept contactless payments anywhere.

What Is Tap to Pay?

 

Tap to Pay is a secure, integrated payment experience that lets you accept contactless cards and mobile wallets—like Apple Pay® and Google Pay™—directly on your mobile device. No terminals. No extra hardware. No complicated contracts. Just tap and go.

(Delivered through IncredibleBank in partnership with Moov.)

Bank-backed security for micro and small businesses that need a fast, easy, mobile way to accept payments.
 

Why It Matters for Your Business

Benefits:

  • No Hardware Costs – Accept payments without needing a traditional Point of Sale system
  • Fast & Flexible – Great for food trucks, salons, markets, pop-ups, mobile service providers (HVAC, plumbing, repairs), and businesses with field staff or delivery teams. 
  • Secure & Bank-Backed – The security you trust from IncredibleBank behind every transaction 
  • Supports Popular Payment Methods – Apple Pay®, Google Pay™, and contactless debit/credit cards

How It Works:

  1. Enroll directly in the IncredibleBank app
  2. Complete a quick merchant agreement and agree to disclosures
  3. Select your settlement account
  4. Start accepting payments instantly

Eligibility & Requirements:

  • Must have an IncredibleBank business account
  • Owner or controller must enroll
  • Compatible device: iOS or Android with NFC

Ways to Accept Payments

Tap to Pay
Accept contactless payments by having customers tap a physical card or mobile wallet (Apple Pay®, Google Pay™) on your phone.​

Payment Links
Send a secure payment link by text or email so customers can pay online later, from anywhere.​

QR Code Payments
Show a QR code on your screen for customers to scan and pay from their own device—on mobile, web, or desktop.​

Looking to build a smarter payment strategy?

Tap to Pay is just one way to improve how your business moves money. Let’s find the right mix of Cash Management tools for you.

Request a Cash Management Consultation

FAQs

> Do I need special hardware?
A: No. Your phone is all you need.

> Is it secure?
A: Yes. Transactions are encrypted and backed by IncredibleBank.

> What payment types are supported?
A: Apple Pay® , Google Pay™ , and contactless debit/credit cards.

> What is a contactless card?
A: A debit or credit card that allows you to do contactless (tap) payments. If your card has the contactless icon Contactless card icon, it can be used this way.

> What if someone doesn't have a contactless card?
A: No worries! You can send a payment link instead.