Kristen Derocha

With over 18 years in the mortgage industry, Kristen Derocha is a trusted, experienced Home Loan Officer dedicated to helping individuals and families achieve their dream of homeownership.

Known for a client-first approach, Kristen has guided thousands of borrowers through the home loan process at IncredibleBank. She specializes in a wide range of loan products, including construction loans, conventional, FHA, VA, and jumbo loans, combining industry insight with transparency and integrity.

Kristen supports first-time buyers and experienced homeowners alike, working to keep the process smooth and stress-free every step of the way.

Outside of work, Kristen is active in her community, having served on the boards of the YMCA and Rotary, and enjoys volunteering at IncredibleBank-sponsored events. She also enjoys golfing, running, gardening, and spending time with her three grown children.

Local Mortgage Lending You Can Trust

At IncredibleBank, our Mortgage Lenders live and work in your community. Whether you’re buying a home, refinancing, or building new, you’ll receive expert guidance every step of the way — from application to closing.

Easy Home Loan Application Process

Count on IncredibleBank to make your mortgage application smooth and timely. Whether online, over the phone, or in person, our lenders are here to help you meet your closing date with confidence.

Get Preapproved Today

Not ready to buy? Get preapproved quickly and easily so you know your budget and can shop for your home with confidence.

Personalized Mortgage Assistance

Have questions or need advice? You can call or email one of our mortgage professionals anytime for personalized guidance tailored to your goals.