Kristen Derocha

Home Lending Officer

NMLS ID: 470126
Cape Coral, FL
Office: 239-666-3123
Cell Phone: 906-361-2040
I have 16 years of home lending experience and enjoy getting to know my customers and specialize in fitting each home buyer into the right mortgage product that IncredibleBank offers. In 2022, I'm proud to have helped 114 families achieve their dreams of homeownership with nearly $23,000,000 in sales.

Experienced lenders right in your neighborhood.

Who better to help you with your next mortgage than a local neighbor? Our knowledgeable Mortgage Lenders live and work in your community and can help you get the home you want and guide you every step of the way from application to closing.

Applying is quick and easy.

You can count on IncredibleBank to make the process quick and easy and to meet your closing date. Whether online, over the phone, or in person, our Mortgage Lenders are ready to help you.

Preapprovals too!

If you haven't yet found your dream house, you can get approved in advance – again in just minutes - so you know how much house you can afford and shop with confidence.

Looking for personal assistance?

You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.

The home of your dreams is just a few clicks away. 

Log into your borrower portal to check your loan progress, review documents, and sign documents electronically.