Welcome to IncredibleBank in Merrill — Local Banking for Merrill and Lincoln County
Located on East Main Street, our Merrill branch serves individuals, families, and businesses across Merrill and Lincoln County. Our local team focuses on practical financial solutions and personalized service designed to support the people and businesses that keep the Merrill community strong.
As part of IncredibleBank’s commitment to community impact, our Merrill team proudly supports the Ron Nicklaus Memorial Tractor Pull at the Lincoln County Fair — a long-standing local tradition that brings the community together each summer.
Whether you're opening a personal account, exploring business banking solutions, or connecting with a lender for your next home purchase, our Merrill team is here to help—in person, by phone, or online.
Mortgage questions? Connect with Lori Josiger-Bloch, who serves customers through our Merrill branch.
Frequently Asked Questions
How do I open an account at IncredibleBank?
You can open an account by visiting us in person at our Merrill branch or starting online. Our team will guide you through your options and help you find the best fit.
Are there any fees associated with your accounts?
We offer a variety of accounts, some with no monthly fees. Visit us in Merrill or call to find the right account for your needs.
What should I do if my debit card isn’t working?
Give us a call or stop into our Merrill location. We can check your card’s status, issue a replacement, or help troubleshoot any issues.
I think I’ve experienced fraud — what should I do?
Contact us immediately by phone or visit our Merrill branch. Our team will help secure your account and guide you through the next steps.
What are your current rates on home or auto loans?
Rates change frequently. Stop by our Merrill location or call to speak with a lending expert, or visit our mortgage page to learn more.
| Lobby Hours | |
|---|---|
| Monday | 8:30AM-5:00PM |
| Tuesday | 8:30AM-5:00PM |
| Wednesday | 8:30AM-5:00PM |
| Thursday | 8:30AM-5:00PM |
| Friday | 8:30AM-5:00PM |
| Saturday | CLOSED |
| Sunday | CLOSED |
| Drive-Up Hours | |
|---|---|
| Monday | 8:00AM-5:30PM |
| Tuesday | 8:00AM-5:30PM |
| Wednesday | 8:00AM-5:30PM |
| Thursday | 8:00AM-5:30PM |
| Friday | 8:00AM-5:30PM |
| Saturday | 9:00AM-12:00PM |
| Sunday | CLOSED |
Meet Your Market Manager:

e: sryman@incrediblebank.com


