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Certificates of Deposit


If finding the right high yield CD for you is cause for celebration, then it’s time to celebrate. You’ll get extra savings security with our IncredibleBank high yield certificate of deposit. Choose the fixed interest rate and term that fit your needs and watch your investment grow. Add our top-notch customer service when you need it, and it’s a win-win situation.

Benefits of an IncredibleBank CD

Open an Account

Annual Percentage Yield (APY)
12 Month IB CD
2.25% 2.27%
24 Month IB CD
2.50% 2.52%
36 Month IB CD
2.60% 2.63%

Want to learn how much interest you can earn on a CD? Check out our Certificate of Deposit Calculator.


More Information

  • $1,000 minimum deposit to open an account. Fund your new account from an existing IncredibleBank account or from another financial institution via electronic funding (ACH).
  • Rates and APYs for the balance tiers shown above are accurate as of August 20, 2018. Offer is subject to change without prior notice. APY assumes interest will remain on deposit until maturity.
  • You may not make deposits into your account until maturity.
  • To open this account in the name of a revocable Trust, please call 877.261.4750, and one of our Incredible Concierges will be happy to assist you.
  • Some products and services, such as debit cards, online banking, mobile banking, and bill pay are subject to additional terms and conditions. Certain services may also be subject to internet service provider fees.
  • Interest will be compounded quarterly. Interest accrues daily and is credited quarterly to 12, 24, and 36 month CDs. The CD renewal rate will be determined by IncredibleBank at time of renewal.
  • A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Read our CD Change in Terms

Read our CD Redemption Form