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Certificates of Deposit

 Bank with confidence with the bank with confidence. Click to learn more about IncredibleBank.

We're confident in the trust, security and the incredible factor we provide when you bank with IncredibleBank. Kick back with our savings security on our IncredibleBank certificate of deposit. Choose the fixed interest rate and term that fit your needs and watch your investment grow, safely and securely. 

Benefits of an IncredibleBank CD
  • CD's available for 12, 24, 36, and 60 month terms
  • Free online and mobile banking
  • Download our free mobile app (from the App Store or Google Play) and log in using your online banking credentials
  • Insured by the FDIC up to the maximum allowed by law (estimate your coverage)
  • Convenient and secure online application here
  • Talk to a real person at 877-261-4750

Open an Account

Annual Percentage Yield (APY)
12 Month IB CD
1.00% 1.00%
24 Month IB CD
1.25% 1.26%
36 Month IB CD
1.50% 1.51%
60 Month IB CD 2.00% 2.02%


Want to learn how much interest you can earn on a CD? Check out our Certificate of Deposit Calculator.

More Information

  • All rates and APYs listed above are accurate as of August 19, 2019.
  • $1,000 minimum deposit to open an account. Fund your new account from an existing IncredibleBank account or from another financial institution via electronic funding (ACH).
  • You may not make deposits into your account until maturity.
  • Some products and services, such as debit cards, online banking, mobile banking, and bill pay are subject to additional terms and conditions. Certain services may also be subject to internet service provider fees.
  • Interest will be compounded quarterly. Interest accrues daily and is credited quarterly to 12, 24, and 36 month CDs. The CD renewal rate will be determined by IncredibleBank at time of renewal.
  • A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Revocable Trust Ownership
A Simple Online Process

Trust us—you've got this! And we want to make setting it up an easy experience.
The Apply Now button below will take you to a fillable PDF application. Review the step-by-step instructions, print or complete the form online, then securely upload the app and necessary support documents through our secure upload portal. 

Application Instructions:
1. Open, complete and download the Trust Application.
2. Gather any required documents and upload with your completed application via our Secure Upload.
3. An IncredibleBank concierge will call or email you within two business days about the status of your application.
4. If you have any questions along the way, contact one of our incredible concierges at 877-261-4750.