Skip Navigation

Checking Account

Which way to the Incredible checking account?

With IncredibleBank checking, you get convenient access to your money and a great interest rate—the best of both financial worlds.

Annual Percentage Yield


Open an Account

Download our free mobile app and log in using your online banking credentials.

Apple App Store Google Play Store

Account Features:
  • Free online and mobile banking
  • Free online bill pay
  • Visa® check card
  • Fee-free ATM access through MoneyPass network
  • External ATM fees automatically reimbursed (international ATM fees are not reimbursed)
  • Paper checks available on request by calling 877.261.4750
  • $300 minimum deposit to open an account. Fund your new account from an existing IncredibleBank account or from another financial institution via electronic funding (ACH).
  • Deposit additional funds into your account with our mobile app, direct deposit, bank-to-bank transfer, wire transfer or mail us the check.

Managing Your Money:
  • Starting 60 days after you open an account, you may request that we enable bank-to-bank transfers for you. Maximum of three inbound transfers per business day, not exceeding a total of $50,000. Maximum of three outbound transfers per business day, not exceeding a total of $10,000. The cutoff time for initiating transfers is 4:00 pm CST. Please call us at 877-261-4750 to request this feature.
  • We offer domestic inbound and outbound wires. See Schedule of Fees for details.

More Information:
  • Rate and APY accurate as of May 10, 2017. Rate is variable and is subject to change.
  • At this time, we don’t offer the ability to open accounts in the name of a revocable living trust. Instead, you may add your trust as a beneficiary of your account.
  • A $5 paper statement fee will apply if the account is not enrolled in e-statements through online banking. (See schedule of fees for more information.) Fees may reduce earnings.
  • Interest accrues daily and is credited to your account at the end of each monthly statement period.