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Free Incredible Checking


Welcome to Free Incredible Checking. The newest fee-free product from your favorite online bank. The online checking account that also gives you easy access to your IncredibleBank online savings account. But it doesn’t stop there. Beyond being fee-free, Free Incredible Checking offers a number of free features you won’t get with other banks, from free nationwide ATM access, to free bill pay and free pay-a-person. Have we mentioned they’re free?

Benefits of a Free Incredible Checking Account
  • No account fees
  • Free online and mobile banking
  • Download our free mobile app (from the App Store or Google Play ) and log in using your online banking credentials
  • Free online bill pay
  • Free Visa® debit card
  • Fee-free ATM access through MoneyPass ® network
  • Domestic ATM fees automatically reimbursed*
  • Insured by the FDIC up to the maximum allowed by law ( estimate your coverage )
  • Talk to a real person at 877-261-4750

Open an Account

You’ll be doing more with this online checking account than you ever imagined. In fact, there’s not much it cannot do. Well, there’s one thing. It can’t act like a savings account. So you’ll want to sign up for an IncredibleBank online savings account while you’re at it, to get a highly competitive rate on your excess savings, and use your Free Incredible Checking for your daily banking needs.

Other Account Features
  • $500 minimum deposit to open an account. Fund your new account from an existing IncredibleBank account or from another financial institution via electronic funding (ACH).
  • Deposit additional funds into your account with our mobile app, direct deposit, bank-to-bank transfer, wire transfer or mail us the check.
  • Paper checks available upon request by calling 877-261-4750 .

Managing Your Money

  • Using Bank to Bank transfers you can transfer money between your Incredible checking and savings accounts and accounts you may have at other U.S. financial institutions. Maximum of 10 in bound transfers per business day, not exceeding a total of $75,000. Maximum of 10 outbound transfers per business day, not exceeding a total of $75,000. The cutoff time for initiating transfers is 4:00 pm CST.
  • We offer domestic inbound and outbound wires. See the Schedule of Fees for details.

More Information
  • To open this account in the name of a revocable Trust, please call 877.261.4750, and one of our Incredible Concierges will be happy to assist you.
  • Some products and services, such as debit cards, online banking, mobile banking, and bill pay are subject to additional terms and conditions. Certain services may also be subject to internet service provider fees.

*International ATM fees are not reimbursed


Problems balancing your checking account? Try this helpful checkbook calculator!